December 17, 2023 Article by: Sunstate Bank -  Miami Herald Special Advertising Feature

Take Your Banking to New Heights

Sunstate Bank is committed to providing its valuable clientele with competitive rates, top-of-the-line customer services, and unparalleled security and privacy. The bank in sunny Florida has a sunny disposition on its clients.

Sunstate Bank offers customers personal banking services which includes checking, savings, money-market accounts and certificates of deposit, business banking, which includes nonprofit interest checking accounts, IOTA checking, and money market accounts. Specializing in international premier banking, which includes loans to non-U.S. citizens, wire transfers, and competitive rates on commercial accounts, it’s a one-stop shop for all one’s banking needs.

Whether safeguarding personal belongings in safe-deposit boxes or facilitating international banking transactions, the bank places the utmost importance on ensuring the safety and confidentiality of all its clients’ assets and information.

At Sunstate Bank, the security of safe-deposit box services is a paramount concern. The safe-deposit box nests are securely housed within a vault compartment at the bank’s branches, adhering to stringent physical controls and access protocols. Only authorized employees are granted access to these vaults, ensuring that the contents remain protected. Customers seeking access to their safe-deposit boxes are always accompanied by an authorized bank employee.

Access to specific safe-deposit boxes is limited to authorized individuals who have signed a Safe Deposit Box agreement and signature card. Each authorized person is provided with a unique set of keys, and the bank does not retain copies of these keys. To open a safe deposit box, the unique key specific to the box and the bank guard key are required. In cases where customers misplace their unique keys, the box is opened in the presence of the authorized customer, a locksmith, a bank-authorized employee, and a notary public, ensuring the highest level of security and confidentiality.

It’s important to note that the contents within safe-deposit boxes, including cash and valuables, are not covered by FDIC deposit insurance.

The bank conducts daily inspections to ensure everything is in order and operating as intended. Access to the vault compartment is strictly controlled and limited to authorized employees, ensuring the highest level of security and confidentiality.

The bank maintains Inclement Weather Preparedness and Business Resumption policies to ensure the safety of assets in case of unexpected events, such as hurricanes or natural disasters.

While safe-deposit boxes offer a secure option, Sunstate Bank recommends customers store their contents in appropriate cases, boxes, or plastic sleeves that suit the size of the box. The bank acknowledges that no building is entirely immune to natural disasters and strives to provide the best possible protection for customers’ valuable possessions.

Sunstate Bank also features real-estate financing, and investment options in equities and fixed-income products as well as safekeeping-

custodial accounts. The bank combines local community commitment with international expertise to meet the diverse needs of its customers, and always offers credit and debit cards with online banking capabilities.

The bank prioritizes the privacy and security in international transactions. Access to customer-financial information is granted only to essential employees. This might seem a little over-the-top, but it is essential to the way Sunstate Bank, which takes banking personally, operates.

Mobile banking isn’t the wave of the future; it’s here now. And it’s effortless to open an account online and keep up with one’s finances with the bank’s mobile app. Bank-on-the-go and check balances, pay bills, make transfers, and find locations. It’s easy at Sunstate Bank, which prioritizes customers and makes banking simple. It’s never a chore at Sunstate.